Author name: Prasad Govenkar

Prasad Govenkar is a finance writer, mutual fund distributor, and seasoned enterprise architect with 24+ years of industry experience. He combines technical expertise with real-world investing experience to guide individuals toward practical, stress-free financial planning.

Index fund vs active fund India 2026 — compare costs, returns, risks & who should invest. Make the right mutual fund choice for long-term wealth building.
mutualfunds

Loan Against Mutual Funds India 2026: How It Works, Eligibility and Interest Rate

Loan Against Mutual Funds: How It Works, Benefits, Risks & Who Should Use It Loan Against Mutual Funds: How It […]

How to Reduce Your Home Loan EMI with Smart Part Payments
moneymatters

Home Loan Part Payment: How It Reduces EMI and Tenure in India (with Example)

Home Loan Hack: Pay 1 Extra EMI Yearly Using Equity Savings Funds The 1 Extra EMI Strategy: How to Shorten

investments

What Is Term Insurance in India? How It Works, Benefits and How Much Cover You Need

What is Term Insurance? Complete Guide for Indian Investors 2025 What is Term Insurance? The Complete Guide Every Indian Investor

investments

How Middle East War Affects Indian Stock Market and Your Investments

Impact of War in Middle East on Stock Markets in India | What Investors Must Know Impact of War in

investments

Should You Buy the Dip During Geopolitical Crisis? A Guide for Indian Investors

How Wars Impact Stock Markets: Should You Panic or Invest More? 📊 Market Pulse India Stock Market Geopolitics & Investing

investments

Emotional Investing: How Your Emotions Cost You Money and How to Stop It

Emotional vs Rational Investing: How to Control Your Money Mindset Personal Finance · Investing Mindset Emotional vs Rational Investing:How to

investments

Herd Mentality in Investing: Why Following the Crowd Destroys Your Wealth

Herd Mentality in Investing: Are You Following the Crowd? | Smart Money India Behavioural Finance · India Herd Mentality in

investments

You’re 18, Broke, and Clueless About Money — Here’s How to Fix That

Personal Finance Guide for 18-Year-Olds in India | 2024 Personal Finance 2024 The Money Guide Every 18-Year-Old Indian Needs But

investments

Why Smart People Lose Money in the Market

Why Smart People Make Poor Investment Decisions | FinanceWise India Personal Finance · Behavioural Economics Why Smart People Make Poor

investments

ICICI Prudential Mutual Fund: Complete Guide for Indian Investors (2025)

ICICI Prudential Mutual Fund – Complete Guide for Indian Investors (2025) Investor’s Guide · 2025 ICICI Prudential Mutual Fund: Everything

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